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11th May 20234th December 2025
Deposit free mortgage

Deposit free mortgage for renters now available

Flagstone Financial is excited to share news of the launch of a new mortgage product that is intended to support people currently renting.

Unlike other deposit-free options that require financial backing from family or friends, this new 100% mortgage product doesn’t need a guarantor. Instead, applicants must demonstrate a solid credit history and 12 months of on-time rental payments.

John Lineham, Managing Director of Flagstone said:

The convenience of a no-deposit mortgage will be attractive to many first-time buyers that are renting and not in a position to save a significant deposit.

We understand that the lack of affordable properties is a significant hurdle for many, and we hope that products like these can help alleviate some of the challenges of getting on the property ladder.

May 2023

As one of the largest introducers of mortgages in the UK, Flagstone have access to a large number of exclusive mortgage rates.

With a team of highly experienced advisers, we are perfectly placed to provide the advice and guidance that you need to choose the option that works for you.

GET IN TOUCH FOR MORE INFORMATION

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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  • Registered office: 10 Springfield Lyons Approach, Chelmsford, Essex, CM2 5LB

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Flagstone will charge a fee for arranging your mortgage, the exact fee will depend on your individual circumstances but we estimate it will be in the region of £299

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Privacy Policy / © 2026 Flagstone Financial Management Ltd

Flagstone is a trading name of Flagstone Financial Management Limited, registered in the United Kingdom at 10 Springfield Lyons Approach, Chelmsford, Essex, CM2 5LB (registered company number 5723873).


Flagstone Financial Management Limited is authorised and regulated by the Financial Conduct Authority (FCA) for arranging and advising on regulated mortgages and non-investment insurance contracts. Our FCA number is 0455364. The FCA does not regulate some services offered by Flagstone, including commercial mortgages and most bridging finance and buy-to-lets.  

You can check this information on the FCA’s website or by contacting the FCA on 0800 111 6768