Mortgage Life Insurance

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We’re 100% Independent!

We have a team of fully qualified impartial advisers who are able to provide you with suitable advice based on the whole of the UK market offering life insurance.

 

What is it?

Why is life insurance important? Life insurance can pay off large debts (like your mortgage) and protect your family by providing for them if you die. Our fully qualified advisers are ready to answer any questions you may have and provide you with the most suitable advice for your needs.

We’ll explain the options

The most basic type of life insurance is Term Assurance. Term Assurance can either be Level Term Assurance (where the amount you are covered for stays the same throughout the policy term) or Decreasing Term Assurance (where the amount you are covered for decreases over a term) usually to cover repayment mortgages.

INSURANCE

YOU WILL RECEIVE A KEY FEATURES DOCUMENT PRIOR TO TAKING OUT A POLICY. THIS WILL SET OUT IN DETAIL ANY CONDITIONS OR LIMITATIONS OF THE POLICY.

IF YOU FAIL TO KEEP UP WITH PREMIUM PAYMENTS YOU WILL BE UNABLE TO CLAIM BACK ANY OF THE PAYMENTS YOU HAVE MADE. IT IS IMPORTANT THAT YOU CHECK YOUR INSURANCE REGULARLY TO ENSURE IT STILL MEETS YOUR NEEDS.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE