Contents Insurance

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We’re 100% Independent!

We have a team of fully qualified impartial advisers who are able to provide you with suitable advice based on the whole of the UK market offering income protection insurance.

 

What is it?

Contents Insurance covers the value of the contents of your home; this is separate to the physical structure (which will require buildings insurance) and may be required as part of your tenancy agreement if you are renting your home.

How does it work?

You should  add up the realistic cost of replacing your belongings if the worst should happen. Don’t forget clothes and soft-furnishings! For high-ticket items (TV’s, laptops etc) you may be required to detail each item separately and if you own unusual quantities of items (ie a large lego collection or an amazing library), it’s useful to document with photo, especially if you don’t have receipts.

INSURANCE

YOU WILL RECEIVE A KEY FEATURES DOCUMENT PRIOR TO TAKING OUT A POLICY. THIS WILL SET OUT IN DETAIL ANY CONDITIONS OR LIMITATIONS OF THE POLICY.

IF YOU FAIL TO KEEP UP WITH PREMIUM PAYMENTS YOU WILL BE UNABLE TO CLAIM BACK ANY OF THE PAYMENTS YOU HAVE MADE. IT IS IMPORTANT THAT YOU CHECK YOUR INSURANCE REGULARLY TO ENSURE IT STILL MEETS YOUR NEEDS.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE